Mastering personal finance with smart insights

• Company: DigiHub
• Industry: Fintech & Personal Finance
• Team Size: 1-10 employees
• Headquarters: Kurdistan Region
• Use case: Personal Budgeting & Financial Health
• Stack: Flutter, Firebase (Authentication, database, Storage, Cloud Messaging), on-device SQL and NoSQL storage

The challenge

DigiHub works in fintech and personal finance in the Kurdistan Region. The problem it set out to solve starts with manual tracking: people logged their expenses by hand, in notebooks or spreadsheets. Monthly budget limits were hard to stick to, it was unclear where the money was actually going, and nothing warned them about overspending or upcoming bills.

What we built

Enzziro built a personal finance app. Expenses come into it in three ways: typed in by hand, imported from SMS messages, or scanned from a receipt. Each one is sorted into a category automatically.

Users create their own budgets and set limits on them, with real-time alerts. A cash-flow and savings-goal monitor shows money coming in and going out next to progress on savings targets. A visual analytics dashboard shows spending at a glance, and recurring bill and subscription alerts flag regular payments so they are not missed.

The app is built in Flutter on a Firebase backend. Firebase Authentication handles sign-in, a Firebase database and Cloud Storage hold user data, and Firebase Cloud Messaging delivers push notifications. Data is also kept on the device in local SQL and NoSQL stores, and the app schedules local notifications on the device itself.

The outcome

Expense tracking, budgets and cash-flow visibility now sit in one app. Spending is captured by hand, from SMS messages or from receipts, and categorized automatically. Budgets come with real-time alerts, visual dashboards show cash flow and spending, and goal-setting tools support saving and investing.